United California Discount Corporation has been specializing in Factoring accounts receivable for over 25 years. UCDC'S factoring experts have over 80 years of experience.

Factoring accounts receivable is our only job and we do it better than anyone in the industry does.

UCDC'S fees are low and our advance rate is high (see Rates and Services page). We give you exactly what we said we would and not some idea a sales person sold you on. Our sales people are management. If we tell you it can be done, then it can be done. Contact us.

Factoring is for growing businesses that have met a cash flow crunch because of their expansion.

UCDC is designed to help growing companies keep a positive growth and pay their expenses at the same time. All companies need some kind of financing sometime in their existence. There are only three realistic choices for obtaining financial assistance for growth and expansion. 
  1. Investors: Investors normally want a portion of ownership and control in order to protect their investment.
  2. Bank Loan: Banks will normally take all assets as collateral and then still do not give you as much as you need.
  3. Factoring: With UCDC, you can set up a revolving factoring line that never ends until you choose. The only assets that are taken as collateral are the accounts receivable, which is exactly what are you selling to the factor anyway.
Factoring is not for every business, but don't you think you owe it to yourself to see if it will benefit you, and keep your dream alive and well?

Factoring qualifications are based on a company's business (performance), references, and the credit worthiness of the customers they intend to factor. See FAQ page for more information. Apply now!


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